How To Check Insurance Of Bike 2023

How To Check Insurance Of Bike In recent years, the sale of two-wheeled vehicles has increased sharply, and this sales boom has only increased due to COVID-19. More and more people prefer to buy and use private vehicles instead of relying on taxis or public transport for their commuting and travel needs. How To Check Insurance Of Bike

Since two-wheelers are more accessible to carry than a car and are relatively easy to maneuver and maintain, they seem to be the vehicle of choice for a large part of users.

An increase in two-wheeler sales is accompanied by an increase in the number of concluded two-wheeler insurance policies. If you are not yet familiar with riding a bicycle and are keeping an eye on the insurance, you may be concerned about the insurance period and the expiration of your policy. How To Check Insurance Of Bike

But don’t worry – everything is digital now! All the details of your policy can now be found online, and all you need is the registration number of your bike to keep an eye on it.

What is the registration number of your bike?

If you are buying your bike for the first time, you must register your vehicle with your regional traffic office.

Once you have registered, your RTO will issue a registration number to your two-wheeler, which will be displayed on the front and back of your vehicle. Have you ever wondered what these numbers and letters mean? Let’s take this registration number as an example – GJ02DF3675.

How To Check Insurance Of Bike 2024

TN – The first two letters, such as GJ or MH, stand for the state in which you registered your two-wheeler.

• 02 – These two numbers indicate the RTO at which the vehicle was registered

• DF – This is indicated in order to make the registration number unique for you

• 3675 – This is the exclusive registration number of your two-wheeler

How to check the expiration date of bicycle insurance online?

The average two-wheeler insurance policy has a term of about one year, within which you need to renew your policy. If you want to check the expiration date of your policy, you can visit the following platforms and enter your registration number to find out the status and expiration date of your two-wheeler insurance policy. How To Check Insurance Of Bike

Official website of your regional transport office

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Official website of your state transport department

Website of the Insurance Information Office. This is the data repository of the IRDA
VAHAN – The official website of the Ministry of Road Transport and Highways
While the website and processes of the RTO and the State Transportation Department may vary from state to state, websites such as VAHAN and the Insurance Information Office are applicable all over India. Therefore, we will show you how to check your bike insurance policy and expiration date online.How To Check Insurance Of Bike

How to Check Your Bike Insurance Policy with IIB

If you have had an accident and want to check the status of your bicycle insurance, you can do this through the online platform of the insurance information office.

The Indian Insurance Information Bureau was established in 2009 to gather all the information and records related to insurance policies. For example, you can check the expiration date of your bicycle insurance online or the status of your insurance in the event of an accident via this platform. Also Read: Central Equipment Identity Register Safeguarding Mobile 2023

• Step 1: Keep the necessary information such as name, address, and registration number, as well as the date and place of the accident.
• Step 2: Visit the IIB website
• Step 3: Once you are on the website, scroll down to the ‘Quick Links’ sections
• Step 4: Click on “V-Seva”
• Step 5: Enter the required details. Click on “Send”

As soon as you have submitted your application, you will receive all the information about your insurance. It’s that simple.How To Check Insurance Of Bike

However, when using the IIB platform, there are some guidelines that must be followed.

Guidelines for Checking Your Bicycle Insurance Status with IIB

The portal stores only the data of two-wheelers whose insurance was taken out after April 1, 2010.

When you enter the registration number of your bike to check its status, make sure that you enter it without special characters or spaces. So your registration number should look something like this – GJ02DF3675 Fire Fighting Equipment
Once your insurance details have been submitted to the data repository, it will take two months for the information to be available on the IIB portal. Therefore, if you inquire about the insurance status of the vehicle within these two months, it is likely that you will not be able to find it.

The portal allows a maximum of three searches with a specific email ID and mobile number. All attempts after that will be restricted.
You can easily access your insurance data through the IIB portal, but you need to consider the necessary information and details to access it, and you are limited to three searches. In addition to IIB, you can also check the status and expiration date of your bicycle insurance policy through VAHAN

Why is it important to keep an eye on the expiration date of bicycle insurance?

The expiration date of your bicycle insurance must be known to you for various reasons. The main ones are as mentioned below.

In order not to violate the law – if you are a bicycle owner, in accordance with the Indian Motor Vehicles Act, liability insurance for bicycles is mandatory in India. If you miss the expiration date of the insurance plan, your policy will be invalid, and therefore you will violate the law, which is a criminal offense.How To Check Insurance Of Bike

To protect your bike – Your dream bike needs protection in the form of bicycle insurance, just like you protect your closed ones with various insurances. However, if you do not pay the premiums on time, your policy will expire and you will not be able to take advantage of the benefits and facilities of your policy. Therefore, your bike will not receive protection.

To avoid financial burdens – if your bike suffers an accident or danger, it must be repaired in order to return to its previous condition. This repair work can cost you thousands to lakhs, which can be a financial burden for you. However, if you have active bike insurance and pay the premium on time before the expiration date, this plan will make up for your economic loss and reduce your financial burden.How To Check Insurance Of Bike

In order to avoid complexities and more costs, it is important to keep an eye on the expiration date of your bicycle insurance policy, because although some insurers offer a revival of an expired policy, this process is complex and will also be charged to you additionally. To avoid such uncertainties, you need to keep an eye on the expiration date of your bicycle insurance.How To Check Insurance Of Bike

To keep your policy active – If you know the expiration date of your bike insurance policy, you can pay the premium in advance and prepare for it. This will allow you to keep your policy active and take advantage of its benefits and facilities.How To Check Insurance Of Bike

To have peace of mind – If you know the expiration date of your bike insurance and regularly pay the premiums on time, it will give you a feeling of peace and you can start riding your bike without much worries.

How to Check Your Bike Insurance Policy through VAHAN

This is the official website of the Ministry of Road Transport and Highways, and this platform makes it very easy to check the status of your insurance policy. Here are the steps you need to follow.

• Step 1: Visit the VAHAN website

• Step 2: Enter the license plate number of your vehicle

• Step 3: Press “Vahan Search” to proceed How To Check Insurance Of Bike

And that’s it! The platform displays the validity of your registration certificate and the details of your insurance period, including the expiration date.

It can be overwhelming and exhausting to constantly check your bike insurance policy and expiration date – even more so if you have to search through numerous documents and papers to find them.

By putting all this information online, the process of keeping your insurance policy in check becomes not only easier but also more convenient and much faster than if you were to check your documents manually or go to your insurer in person to check their status.

If you have checked your insurance policy and found that your policy is about to expire, what do you do next? You need to renew it. With the support of user-friendly technology and digital services, not only the verification of your bicycle insurance policy will be simplified, but also its renewal. How To Check Insurance Of Bike

You can now buy and renew your bike insurance online at Chola MS, which makes the whole process quick and hassle-free. It only takes a few simple steps, and you will have your bike insurance in no time.

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